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Mortgage Documents | Obtaining a Home Mortgage

01/28/2013 by Ginny

mortgage documents in RI home buying real estate

  Mortgage Documents | Obtaining a Home Mortgage   Mortgage Documents | Obtaining a Home Mortgage.  Once a Borrower starts the Home buying Process they should begin to put together … [Read more...]

Filed Under: Home Buyer Resources

Multi Bid RI Real Estate Offers | Winning Combination

01/12/2013 by Ginny

North Kingstown home for sale

  Multi Bid RI Real Estate Offers | Winning Combination Sundays are Open House days in my RI real estate world.  This North Kingstown home for sale had just come on the market and it was time to … [Read more...]

Filed Under: Home Buyer Resources

Role of Credit Scores in Mortgage Process

12/01/2012 by Ginny

Credit Scores in the Ri Real estate mortgage process

Role of Credit Scores in Mortgage Process   Ever since the creation of Credit Scores they have played an important roll in obtaining a mortgage.  However, since 2009 Credit Scores Are Playing … [Read more...]

Filed Under: Home Buyer Resources

Working Through a Waterfront RI Real Estate Home Inspection

09/27/2012 by Ginny

Working Through a Waterfront RI Real Estate Home Inspection

Working Through a Waterfront RI Real Estate Home Inspection   So you have an accepted offer on the home of your dreams and it is a coastal RI real estate home.  On the water, water view … [Read more...]

Filed Under: Home Buyer Resources

Home Buyer’s Advice for A Client From You?!

09/23/2012 by Ginny

Real Estate Home Buyer's Advice

Home Buyer's Advice for A Client From You?!   Alright this is deja vu for a client I had that was so similar to my associate's issue today I just have to share it.  Warning all real estate … [Read more...]

Filed Under: Home Buyer Resources

Another Pending North Kingstown RI Real Estate Home

09/16/2012 by Ginny

Another Pending North Kingstown RI Real Estate Home by Ginny Lacey Gorman

Another Pending North Kingstown RI Real Estate Home   Well this North Kingstown Rhode Island real estate home for sale got away from you!  My buyer snatched this adorable one level … [Read more...]

Filed Under: Home Buyer Resources

What is a Mortgage Assumption?

09/10/2012 by Ginny

Understand Mortgages in Rhode Island real estate

What Is A Mortgage Assumption? A Mortgage Assumption is a feature that both FHA and VA mortgage loans have.  The Assumption feature permits a Homeowner that has a FHA or VA mortgage to let … [Read more...]

Filed Under: Home Buyer Resources

“FAQ #10 ……… Are There Any No Money Down Programs Available For Me?”

08/28/2012 by Ginny

Real Estate Mortgage Programs with no money down

"FAQ #10 ......... Are There Any No Money Down Programs Available For Me?" My Final Frequently Asked Question blog in this series of the 10 most FAQ’s that I am asked,  is a question that I … [Read more...]

Filed Under: Home Buyer Resources

Securing Your Home | Rhode Island Real Estate

08/28/2012 by Ginny

North Kingstown RI real estate

Securing Your Home |  Rhode Island Real Estate Securing Your Home | Rhode Island Real Estate.  With back to school days, changes in weather occurring and busy lives, it is easy to put aside … [Read more...]

Filed Under: Home Buyer Resources

“FAQ #9 ……… Why Is The APR Higher Than The Interest Rate?”

08/21/2012 by Ginny

Mortgage Interest Question when buying real estate

"FAQ #9 ......... Why Is The APR Higher Than The Interest Rate?"   Frequently Asked Questions #9 in this series of the 10 most FAQ’s that I am asked, is one that is often … [Read more...]

Filed Under: Home Buyer Resources

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About Ginny

Ginny Gorman
Ginny Lacey Gorman
RI Real Estate Services
631 Main Street
East Greenwich, RI 02818
401-529-7849
401-885-5400
RIByTheBay@gmail.com

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Attention Sellers!

Before you plan to sell your home understand the right selling price for your RI real estate is the best price buyers will pay for it. As a client I will give you a comprehensive market analysis of current sold, pending and active properties in your market area. Just enter your information here for a response and call.


Your information is kept secure and confidential. Understand that Rhode Island's housing market differs from the rest of the country and is very town and neighborhood specific. I look forward to hearing from you!


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