Working Through a Waterfront RI Real Estate Home Inspection
So you have an accepted offer on the home of your dreams and it is a coastal RI real estate home. On the water, water view or
just by the water there are challenges on the home inspection you should be aware of. Rhode island real estate is if nothing else beautiful and calming on the coast.
Hurricane windows, storm surge windows and construction meeting home insurance requirements must be considered.
A waterfront RI real estate property built before the 1990’s has challenges meeting current insurance requirements. You want to ensure that the home inspection process for you covers all aspects. From roofing tiles to pilings or supports of the oceanfront home, these are not points to be overlooked.
Knowing your flood zone and requirements for maintaining the integrity of the coastal home is needed. The flood zone determination should have been part of the buyers agent’s investigative process and not left to a listing agent. Be aware that flood zone maps changed in the fall of 2010 and all coastal RI towns have them on file. Ensure you know your flood zone since it will impact the amount of flood insurance you pay on your home on an annual basis.
The working of mechanicals, electrical, environmental and physical items need to come through the home inspection process working well.
Otherwise your agent will be negotiating repair or replacement of home items for you the lucky buyer. It is all part of making the waterfront RI real estate home on Narragansett Bay or the ocean your home in great condition! Working Through a Waterfront RI Real Estate Home Inspection.