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What Mortgage Costs Can I Expect When Purchasing a Home?

03/03/2014 by Ginny

What Mortgage Costs Can I Expect When Purchasing a Home?

What Mortgage Costs Can I Expect When Purchasing a Home? When first time buyers are preparing to purchase a home they usually only focus on the down payment for the house.  Home buyers need to … [Read more...]

Filed Under: Home Buyer Resources

FHA Lending Rules on Second Home Purchases

01/26/2014 by Ginny

FHA Lending Rules on Second Home Purchases   A Second Home or Secondary Residence, as FHA (Federal Housing Administration) refers to them, is a home that  a Homeowner will … [Read more...]

Filed Under: Home Buyer Resources

Mortgage Loans | Allowable Paid Closing Costs

01/09/2014 by Ginny

Mortgage Loans | Allowable Paid Closing Costs

Mortgage Loans | Allowable Paid Closing Costs   Most Mortgage Loans that I, George Soutu,  do these days have Seller Paid Closing Costs.  As a result of this, a common question I am asked … [Read more...]

Filed Under: Home Buyer Resources

Why Do I Need to Do A Home Inspection If I am Paying Cash?

12/02/2013 by Ginny

Why Do I Need to Do A Home Inspection If I am Paying Cash?

So You Say I Need a Home Inspection If I Am Paying Cash?   There are so many steps in home buying that a new buyer needs to understand.  Even the best of the experienced home buyer … [Read more...]

Filed Under: Home Buyer Resources

Qualified Intermediary? 1031 Exchange Necessity

09/27/2013 by Ginny

Qualified Intermediary? 1031 Exchange Necessity

Qualified Intermediary?  1031 Exchange Necessity   Rules, rules, rules that we must live by when the Internal Revenue Service is involved such as having a Qualified Intermediary (QI) … [Read more...]

Filed Under: Home Buyer Resources

1031 Exchanges in RI Real Estate

09/24/2013 by Ginny

Qualified Intermediary? 1031 Exchange Necessity in RI real estate

What is a 1031 Exchanges in RI Home Transactions   Explain simply how I, as a property owner, may benefit from a 1031 exchange in RI real estate. A 1031 exchange,especially for real estate … [Read more...]

Filed Under: Home Buyer Resources

What Does As Is Mean When Buying a Home?

09/08/2013 by Ginny

What Does As Is Mean When I Am Buying a Home?

What Does As Is Mean When Buying a Home?   In the world of home buying, purchase and sales contracts have many pages with many legal points to understand in the world of  RI real estate. … [Read more...]

Filed Under: Home Buyer Resources

North Kingstown RI Foreclosures | August 2013

08/26/2013 by Ginny

North Kingstown RI Foreclosures | August 2013

Are home buyers looking for North Kingstown RI foreclosures August 2013?   Both buyers and investors still have a few options if they are looking for North Kingstown RI foreclosures - August … [Read more...]

Filed Under: Home Buyer Resources, Rhode Island Real Estate Blog

Jamestown RI Luxury Real Estate | Jamestown Homes for Sale

07/30/2013 by Ginny

Jamestown RI Real Estate Market August 2013

Jamestown RI Luxury Real Estate | Jamestown Homes for Sale Jamestown homes for sale are always in demand and especially the Jamestown RI luxury real estate along the oceanfront.  Let's see what might … [Read more...]

Filed Under: Home Buyer Resources

3 Things a Buyer’s Agent in Real Estate Must Do For You

07/16/2013 by Ginny

3 Things a Buyer's Agent in Real Estate Must Do For You

3 Things a Buyer's Agent in Real Estate Must Do For You   In the world of RI real estate there are listing agents and buyer's  agents and each have different responsibilities to their … [Read more...]

Filed Under: Home Buyer Resources

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About Ginny

Ginny Gorman
Ginny Lacey Gorman
RI Real Estate Services
631 Main Street
East Greenwich, RI 02818
401-529-7849
401-885-5400
RIByTheBay@gmail.com

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Attention Sellers!

Before you plan to sell your home understand the right selling price for your RI real estate is the best price buyers will pay for it. As a client I will give you a comprehensive market analysis of current sold, pending and active properties in your market area. Just enter your information here for a response and call.


Your information is kept secure and confidential. Understand that Rhode Island's housing market differs from the rest of the country and is very town and neighborhood specific. I look forward to hearing from you!


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